Broking Breakdown
Honesty is the best policy when it comes to loan applications
When you are applying for any form of finance these days it pays to be completely honest with lenders about your credit and employment history and spending habits.
The devil is often in the detail
When something looks too good to be true, it usually is.
Is it time to cash in on the property boom?
When the COVID-19 pandemic took hold of the world a year ago, its potential economic impact could have been devastating for property owners.
Property market set for strong 2021
Despite being in the middle of a worldwide pandemic which has helped cause soaring unemployment, housing markets in Australia have so far proven resilient.
Rate cut a sure thing on Cup day
Get ready for a Cup day cut.
Are ATM withdrawals a red flag for banks?
Could your visit to the ATM impact your loan application?
Perfect time to negotiate a better rate
The holiday is over for many home borrowers impacted by COVID-19.
Now’s the time to get a better rate
Now is the time to be putting some pressure on your lender about getting a better deal on your home loan.
Let’s get through this together
During these unprecedented and challenging times, we need to look out for one another and do whatever we can to help those who need it.
How Coronavirus is impacting us all
The Coronavirus (COVID-19) pandemic is a once in a 100-year health crisis which has already smashed the Australian and global economies and changing life as we know it.
Is Australia bound for a recession?
Millions of Australians have never experienced a recession, and some may not even know the meaning of the word.
Review your loans regularly
It never pays to be complacent when it comes to your finances.
Where is the economy heading?
As we enter a new decade, it seems the only certainty about the Australian economy during 2020 will be continuing uncertainty.
2019 was an eventful year in the property world
Well if 2019 was anything, it certainly wasn’t uneventful.
Why you need to be careful with debt consolidation
Debt consolidation can sound like a great idea. Roll all your liabilities – especially the credit cards and personal loans at high rates –...
Missing redraw
Earlier this month the Reserve Bank cut rates again - the third time since June - to a new all-time low of 0.75% as...
Front book or back book – what type of home loan do you have?
For most of us, we have no idea what a ‘front’ or ‘back’ book even is but get it wrong and it could be...
Pay bills on time to get a better home loan
Most know we have a credit file lenders access when making decisions to lend us money. What many don’t understand is how it works...
Putting the fun into buying your first home
Buying your first home can be daunting. It is often made more confusing by help and advice offered by well-meaning friends and family.
One first...
Maximising your property valuation
Property valuations are a critical piece of the lending puzzle.
Lower than expected valuations can mean not getting the amount you needed, higher interest, lenders...
