Considering a franchise opportunity
We have recently had a spate of new enquiries about people considering entering into franchise agreements.
When you enter into a franchise agreement you are...
Tackling drink drivers
Did you know that new legislation was introduced in recent years to combat drink driving?
For the past few years Courts have been able to...
Preparation is the key
There are times in our life where we are spending far more than usual or earning less than we normally do; it is good...
Why you shouldn’t panic when share prices fall
For almost all of us, the bulk of our Superannuation is invested in the share market, whether that be locally or overseas. In my...
Milestone birthdays offer a chance for reflection
Last week I turned 40! I’m really not sure where all the years went. I think back fondly on my 21st and 30th birthdays...
It’s never too early to start saving
Thousands of kids have just finished either high school or university and are about to enter the full-time workforce for the first time. This...
Australia’s gambling culture
By the time you are reading this article, the winner of the race that stops the nation will have been decided and Australians will...
The money missing from your Will
Estate planning is complicated! From experience, most people are unaware that their superannuation does not form part of their estate and therefore is not...
What happens when a business partner dies?
Most of us are aware that there will be financial consequences if we lose our husband or wife and understand that this event is...
Helping your kids buy property
We often get enquiries from potential clients about how parents can assist their children to buy property by giving them money, while at the...
Treating rheumatoid arthritis
Rheumatoid arthritis, or RA, is a chronic progressive disease causing inflammation in the joints which results in painful deformity and immobility, especially in the...
How stress fractures develop and how to avoid them
It’s not every week a stress fracture will walk through our doors, which is why it was bizarre to treat a few in the...
Is the housing bubble about to burst?
Earlier this month, Channel Nine’s ‘60 Minutes’ program ran a segment suggesting that Australia is about to see the biggest property crash in our...
The dangers of credit cards
Credit cards are the easiest way for people (especially young people), to get themselves into financial difficulty. It is easy to obtain credit, it...
The important difference between price and value
When developing a spending plan (or budget), an easy trap to fall into is focusing on the cost of something as opposed to the...
How much money do you need to retire?
Last week, I was reviewing a client who was overly worried that she would essentially be living on the poverty line in retirement. Thankfully,...
Law catches up with modern day problem
Most people consider sex to be somewhat of a taboo subject preferring not to discuss the topic publicly.
With the advent of technology including smart...
Crisis confronting our teachers
The teaching ‘profession’ has seen a dramatic transformation since I trained as a teacher in the late sixties. When I was at university, our...
Failing students
The difference between junior high school and senior high school is more dramatic than many people realise. This has been highlighted by a number...
Pensioners and the assets test
The rules surrounding Centrelink entitlements are quite complex. It is therefore extremely important, when developing retirement strategies, to be mindful of the Centrelink implications.
Most...