The money missing from your Will

Estate planning is complicated! From experience, most people are unaware that their superannuation does not form part of their estate and therefore is not...

What happens when a business partner dies?

Most of us are aware that there will be financial consequences if we lose our husband or wife and understand that this event is...

Helping your kids buy property

We often get enquiries from potential clients about how parents can assist their children to buy property by giving them money, while at the...

Treating rheumatoid arthritis

Rheumatoid arthritis, or RA, is a chronic progressive disease causing inflammation in the joints which results in painful deformity and immobility, especially in the...

How stress fractures develop and how to avoid them

It’s not every week a stress fracture will walk through our doors, which is why it was bizarre to treat a few in the...

Is the housing bubble about to burst?

Earlier this month, Channel Nine’s ‘60 Minutes’ program ran a segment suggesting that Australia is about to see the biggest property crash in our...

The dangers of credit cards

Credit cards are the easiest way for people (especially young people), to get themselves into financial difficulty. It is easy to obtain credit, it...

The important difference between price and value

When developing a spending plan (or budget), an easy trap to fall into is focusing on the cost of something as opposed to the...

How much money do you need to retire?

Last week, I was reviewing a client who was overly worried that she would essentially be living on the poverty line in retirement. Thankfully,...

Law catches up with modern day problem

Most people consider sex to be somewhat of a taboo subject preferring not to discuss the topic publicly. With the advent of technology including smart...

Crisis confronting our teachers

The teaching ‘profession’ has seen a dramatic transformation since I trained as a teacher in the late sixties. When I was at university, our...

Failing students

The difference between junior high school and senior high school is more dramatic than many people realise. This has been highlighted by a number...

Pensioners and the assets test

The rules surrounding Centrelink entitlements are quite complex. It is therefore extremely important, when developing retirement strategies, to be mindful of the Centrelink implications. Most...

Time management

Time Management for students in senior years of high school is absolutely critical in realising their desired level of achievement. Time deprivation is common...

New English, Maths and Science Syllabuses in NSW

In response to the Gonski Report and the evidence of falling educational standards in the three core subjects mentioned above, the NSW Government has...

Are our Selective schools doing more harm than good for our kids?

Recently we looked at some of the differences that exist between the Finnish and Australian Education Systems (Finland is ranked sixth in the world...

Lifting standards

Could abolishing private schools and respecting teachers more help lift education standards? Does the Finland education system have answers for the rest of the world...

Australia’s performance in the classroom

Australia may be rocking the world sporting stage, but there’s concerns about our performance in the classroom. What can we learn from other countries...

Testing in the education system

Testing is a huge part of the education system in Australia and around the world, but are we taking the wrong approach when it...

Conveyancing to move with the times

Over the next 12 months, the way that conveyancing transactions have been completed for decades is due to change dramatically. New South Wales will be...