The Experts

Front book or back book – what type of home loan do you have?

For most of us, we have no idea what a ‘front’ or ‘back’ book even is but get it wrong and it could be...

Pay bills on time to get a better home loan

Most know we have a credit file lenders access when making decisions to lend us money. What many don’t understand is how it works...

Putting the fun into buying your first home

Buying your first home can be daunting. It is often made more confusing by help and advice offered by well-meaning friends and family. One first...

Maximising your property valuation

Property valuations are a critical piece of the lending puzzle. Lower than expected valuations can mean not getting the amount you needed, higher interest, lenders...

Can someone with dementia make a Will?

We often get enquiries from people with family members who are in the twilight of their lives as to whether or not a person...

Beat the Christmas selling deadline

Daylight saving is upon us and with it a rapidly closing window to buy or sell a property in time for Christmas.

Interest rate cut is not good news for everyone

This week’s interest rate reduction of a quarter of a per cent has led to for the first time in our history an official...

Buying property off the plan

The property market certainly has a spring in its step with property prices once again showing some encouraging growth, auction clearance rates high and lots of sale contracts coming across our desk.

Three mistakes you may be making in your small business

Here’s some of the most common financial planning mistakes in small business... The business doesn’t know where their profit comes from Most businesses have a pretty...

How you can delay or prevent the onset of diabetes

In Australia diabetes is the fastest growing chronic condition, increasing at a faster rate than other chronic disease. Close to 1.7 million people in Australia...

Why is added sugar so bad for you?

High consumption of added sugar is strongly linked to obesity, which is a risk factor for many health conditions including heart disease, type 2 diabetes, and chronic kidney disease.

Key factor in weight management

Who would have thought the bacteria and health of your gut could affect your ability to lose weight?

Folau saga is not about religion

That Folau has hijacked the debate into a war about freedom of religion is clever, but misleading.

Investing in super deserves serious thought

I’ve lost count of how many times I’ve had a client tell me they don’t believe in superannuation or superannuation is too risky along...

Folau can’t have his cake and eat it too

Professional sport in Australia is the gift that keeps on giving when it comes to salacious headlines and legal disputes. Israel Folau has been sensationally...

An overview of the Federal Budget

The Federal Budget was announced on Tuesday night and with a looming election it was full of goodies for all. I don’t need to tell...

Considering a franchise opportunity

We have recently had a spate of new enquiries about people considering entering into franchise agreements. When you enter into a franchise agreement you are...

Tackling drink drivers

Did you know that new legislation was introduced in recent years to combat drink driving? For the past few years Courts have been able to...

Preparation is the key

There are times in our life where we are spending far more than usual or earning less than we normally do; it is good...

Why you shouldn’t panic when share prices fall

For almost all of us, the bulk of our Superannuation is invested in the share market, whether that be locally or overseas. In my...