Finance
Three mistakes you may be making in your small business
Here’s some of the most common financial planning mistakes in small business...
The business doesn’t know where their profit comes from
Most businesses have a pretty...
How divorce impacts self-managed super
Self-managed superannuation funds (SMSF) have a lot of complexities that are often overlooked when established.
Investing in super deserves serious thought
I’ve lost count of how many times I’ve had a client tell me they don’t believe in superannuation or superannuation is too risky along...
Interest rate cut is not good news for everyone
This week’s interest rate reduction of a quarter of a per cent has led to for the first time in our history an official...
How to boost your retirement savings
We all know the old adage, if it seems too good to be true it probably is! This is almost always the case; however...
Getting the right advice at the right time
As life changes, so do our financial planning needs. This week, I have created a list of some important life events that are commonplace...
The impact of divorce on your finances
I think most of us are aware that there are definitely negative financial consequences associated with divorce.
Prepare for the future, but don’t ignore today
As far as I’m concerned, the aim of building wealth is to be able to provide us with the lifestyle that we choose, both now and into the future.
Managing your time (and money)
Ever heard the saying ‘time is money?’ There a lot of similarities between the two. Just like money, you can spend time on friends...
Planning now can save you in the future
There are times in our life when we are spending far more than usual or earning less than we normally do; it is good practice to prepare for these moments in advance.
Investment bonds still have a place
In the 70’s and 80’s an investment bond, also known as an insurance bond, was a very popular investment vehicle that went out of...
Always consider the future when arranging your finances
Don't forget the future and possible changes.
Escaping from the pain of debt
Over the years I have come across many clients who are drowning in debt and seem to be caught in a hole from which they can’t escape.
Is the housing bubble about to burst?
Earlier this month, Channel Nine’s ‘60 Minutes’ program ran a segment suggesting that Australia is about to see the biggest property crash in our...
Money and the biggest moments of our lives
As our life changes so do our financial planning needs. I have created a list of some important life events that are commonplace and highlight some of the issues associated.
Pensioners and the assets test
The rules surrounding Centrelink entitlements are quite complex. It is therefore extremely important, when developing retirement strategies, to be mindful of the Centrelink implications.
Most...
An overview of the Federal Budget
The Federal Budget was announced on Tuesday night and with a looming election it was full of goodies for all.
I don’t need to tell...
The dangers of credit cards
Credit cards are the easiest way for people (especially young people), to get themselves into financial difficulty. It is easy to obtain credit, it...
Helping your kids enter the property market
It has never been harder to enter the housing market with the average household now spending 40 per cent of net income on their...
Don’t panic about your finances during Coronavirus outbreak
In the last week we have had the first large scale market scare in over a decade.
